DHA Lahore Phase 10 File Rates: Your Ultimate Guide to Investment in 2025
Lahore, Pakistan – July 19, 2025 – Investment in DHA Lahore Phase 10 is the talk of the town among real estate enthusiasts. With file rates undergoing a noticeable correction after a period of hype, prospective buyers are keenly observing the market for the right moment to invest. This comprehensive guide provides the latest file rates, a detailed comparison of affidavit versus allocation files, and a look into the future development of this promising phase.
Current File Rates: A Buyer’s Market?
As of mid-2025, the file rates for DHA Phase 10 have stabilized, presenting a potentially lucrative opportunity for investors. After a surge in prices earlier in the year, the current market offers more reasonable entry points.
Here’s a snapshot of the approximate rates:
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5 Marla: PKR 31-33 Lacs
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10 Marla: PKR 56-59 Lacs
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1 Kanal: PKR 91-99 Lacs
These prices reflect a significant dip from the “post-Ramadan hype,” where a 1 Kanal file had crossed the PKR 115 Lacs mark. Real estate experts suggest that this correction has created a safer and more attractive investment landscape.
Affidavit vs. Allocation Files: Understanding the Key Differences
A crucial decision for any investor in DHA Phase 10 is whether to opt for an affidavit or an allocation file. While both represent ownership, they have different implications for transfer processes and costs.
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Affidavit Files: These are the initial files issued by DHA. A key advantage is the potential for tax savings, as some taxes are not applicable at this stage. The transfer process for an affidavit file is also simpler and can be done without the physical presence of the seller at the DHA office.
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Allocation Files: Once a file is transferred for the first time, it becomes an allocation file. While the initial purchase price might be slightly lower than an affidavit file, the transfer costs are generally higher. The transfer of an allocation file requires the presence of both the buyer and the seller.
Investors are advised to consider their individual circumstances and consult with a reputable real estate advisor to determine the most suitable option.
Future Outlook: Balloting, Development, and Long-Term Potential
DHA Phase 10 is currently a non-balloted phase, which contributes to the lower file prices compared to developed phases. The balloting is anticipated to take place in the third or fourth quarter of 2025. Following the ballot, the development work is expected to commence, with a projected timeline of approximately five years for the phase to be fully developed.
The master plan for Phase 10 is expected to include modern infrastructure, wide roads, green belts, and various amenities, making it a desirable location for future residents. Its strategic location, adjacent to Phase 9 Prism and with access from major roads, further enhances its long-term investment appeal.
Investment Strategy: High Risk, High Reward
Compared to the more developed and possession-ready plots in phases like DHA Phase 9 Prism, Phase 10 is considered a higher-risk, higher-reward investment. It is particularly suitable for investors with a holding power of three to five years who are aiming for significant capital appreciation post-balloting and development. For those seeking immediate construction and rental returns, other developed phases might be a more suitable choice.
With its current attractive price point and promising future, DHA Phase 10 presents a compelling case for long-term investors looking to capitalize on the growth of Lahore’s real estate market.
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